The emotional and financial impact of a commercial fire can be devastating for property owners. At times, severe property damage leads to revenue loss, equipment damage, and other long-term issues that may put the future of local companies in peril. Post-disaster property restoration is never a simple task, but immediate documentation helps streamline insurance claims and restoration efforts. Commercial property owners are encouraged to learn what to document after a fire, as well as who to call to treat emergency damage.
Key Areas to Document Immediately
- Structural Damage: Walls, ceilings, roof, doors, and windows
- Inventory Loss: Products, raw materials, and supplies
- Equipment and Machinery: Computers, appliances, or specialized tools
- Office Records: Files, contracts, financial records
- Utilities and Systems: HVAC, plumbing, electrical systems
- Exterior Damage: Parking lot, signage, fencing
- Smoke and Soot Damage: Document discoloration or coating on surfaces
- Water Damage from Firefighting Efforts: Sprinklers, hoses, or fire department interventions
How to Capture Accurate Documentation
High-quality photos and videos are essential to insurance claims. To prepare yourself for recovery, take photos of all damaged areas and record videos to provide your insurer with a broad perspective of the property. Note the time and date of each recording and begin a written inventory for damaged items. Collect receipts, invoices, and serial numbers for high-value items, and use cloud storage or external drives to prevent data loss.
Safety Considerations Before Documenting
Commercial fires create severely damaged structures that may be unsafe. Before you begin documenting damage, ensure your property is structurally sound before entering. Use personal protective equipment, such as masks, gloves, and hard hats, to prevent injury, and avoid touching or moving damaged items unless necessary. Keep a record of visible safety hazards and do not enter areas with potential gas leaks or electrical hazards. Wait for official clearance from the fire department if needed and contact a professional restoration team to dispose of hazardous materials.
Working With Your Insurance
Knowing what to document after a fire is crucial for commercial insurance claims. In addition to sharing photos and videos of damage, document temporary repairs made to prevent further damage. Prepare a timeline of events leading up to the emergency response. Damage mitigation efforts, such as window boarding and roof tarping, should be included in your claim. Keep all correspondence with adjusters, and don’t hesitate to request clarifications on what types of documentation are required. Before submitting information, make copies for your own records, and review your insurance policy coverage.
Local Considerations for Bensalem Businesses
Bensalem properties face unique challenges during the restoration process. If you own older buildings located in areas like Cornwells Heights, they may contain legacy wiring and aging hardwood floors that are susceptible to smoke damage. Commercial zones near Street Road and Neshaminy Creek are known to hold water after firefighting efforts, which is why hiring local restoration experts is recommended. Protect your equipment and inventory by reaching out to a community-oriented restoration team. Hiring a local technician helps mitigate damage and prepare commercial insurance claims.
How Professionals Can Streamline Documentation and Recovery
If your commercial property has been severely damaged after a fire, hiring a professional restoration team can help expedite the recovery process. Commercial restoration experts can provide fast, accurate assessments of structural and content damage. By taking detailed photos and videos of damaged building materials, inventory, and equipment, trained professionals support insurance claims and provide insurers with thorough reporting.
Preparing a business for its reopening can be stressful and time-consuming. If you are a business owner, consider hiring a commercial fire damage company to guide your property repairs and reconstruction. At ServiceMaster TEAM, help is available 24 hours a day, 7 days a week. We offer specialized restoration services for smoke, fire, and water damage, and our technicians are trained in insurance coordination assistance.
Getting Your Business Back on Track
After a commercial fire, taking immediate steps to document damage and property loss is the best way to begin the restoration process. Knowing what to document after a fire is an important aspect of restoration, but help is necessary to repair structural damage. Start your recovery and restore the safety of your property with professional assistance. ServiceMaster TEAM offers commercial fire restoration services that contribute to insurance claims. Call us today at 267-493-1424 to learn more or click here to request a free quote.