How to Apply
- Select a plan option
- Complete an easy, paperless application
- Apply through the mobile app or by phone
- Receive a fast credit decision
Available Financing Plans
- No Interest if Paid in Full Within 12 Months
- No payments required during the promotional period
- APR: 15.85%–21.19%
- Remaining balance repaid over 84 months after the promo period
No Interest if Paid in Full Within 15 Months
- Payments required during the promotional period
- APR: 17.99%–24.99%
- Remaining balance repaid over 69 months after the promo period
Fixed Rate Financing Options
- 9.99% APR for 120 months
- 11.99% APR for 180 months
Frequently Asked Questions
Why finance instead of paying cash or using a credit card?
- Financing may help spread out the expense and increase buying power.
What type of credit is available?
- Unsecured installment loans with APRs that become fixed once the loan enters its amortization period.
Where can the loan be used?
- Loans may be used to pay for products and services to complete a residential project with a participating merchant.
How are payments authorized?
- You will receive a text message or email to authorize payment once the contractor requests it.
When is the first payment due?
- Timing depends on the selected loan plan. Some plans offer deferred or reduced payments during a promotional period. There is no prepayment penalty for early payoff.
