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Fire Damage Restoration in Willmar, MN

Fire & Smoke Damage Repair from Highly-Experienced Professionals

Toxic chemical emissions, soot, and corrosive byproduct left behind are just some of the dangers posed by fire damage. Few disasters are more personally traumatizing and physically dangerous than a fire in the home. Considering the serious risks for injury and the worsening damage produced over time, professional help is an absolute necessity when dealing with the aftermath. It only takes a couple days for the soot and chemical emissions to cause permanent damage so calling SVMPS for fire damage restoration should be your top priority once the fire is extinguished. We can help you salvage and restore as much property as possible through the use of cutting-edge technologies and techniques.

ServiceMaster Professional Services provides fire and smoke damage restoration in Willmar, MN to clean up and restore homes and businesses that have been affected by a fire. Our technicians can restore fire losses of any scope in commercial and residential settings with the most advanced cleaning products and equipment available. Our cleaning products also allow us to remove soot from delicate household surfaces such as tile, brass, marble, aluminum, porcelain, chrome, upholstery, and carpeting to prevent etching and discoloration.

What to Do After a Fire:

  • Contact SVMPS immediately for fire and smoke damage restoration because damage can keep spreading after the fire is out.
  • If the outside temperature is above 60 degrees, air out your home by opening up the doors and windows.
  • If your furnace uses forced hot air, change the air filter.
  • You can filter loose soot from the air by taping a damp cheesecloth over each return and supply register.
  • Dispose of any food packages that are open.
  • Clean out the inside of your refrigerator if you lose power and prop the door open for drying.
  • Save your smoke damaged clothing for our specialized dry cleaning services.

What NOT to Do After a Fire:

  • Do not directly touch wood or drywall surfaces with soot damage because the oils from your hand can penetrate the surface to make it worse.
  • Do not try to wash walls with soot damage because improper cleaning techniques will compound the damage.
  • Let a professional clean your carpet and upholstery.
  • Make sure electrical appliances are inspected before you use them again.
  • Do not use ceiling fixtures on a wet ceiling.

Fire and Smoke Damage Cleanup

The technicians of ServiceMaster Professional Services have the training, experience, and equipment to restore any size loss from a fire. Our 5-step fire damage restoration process helps us clean up and repair the furnishings, content, and structural elements of a home or building:

  • Emergency pre-cleaning
  • Content cleaning
  • Content pack-out
  • Wall and ceiling cleaning
  • Deodorization

It is important to treat fire damage as an emergency even after the fire is put out because the damage can continue to get worse and even become unsalvageable. 

Does homeowners insurance cover fire damage?

Yes, homeowners insurance generally covers fire damage, including repairs or replacement costs for both the structure of the home and personal belongings. Here’s a closer look at how fire damage coverage typically works:

1. Dwelling Coverage

What It Covers: Dwelling coverage applies to the main structure of your home, including walls, roof, floors, and built-in structures. If your home is damaged or destroyed by fire, dwelling coverage helps pay for repairs or the cost to rebuild.

Coverage Limit: This coverage usually pays up to the limit specified in your policy, ideally reflecting the cost to rebuild your home.

2. Personal Property Coverage

What It Covers: Personal property coverage helps repair or replace your belongings—such as furniture, clothing, electronics, and appliances—damaged by fire.

Coverage Limit: The amount is typically a percentage of the dwelling coverage, but high-value items like jewelry or collectibles may need additional coverage through a rider or endorsement.

3. Additional Living Expenses (ALE) / Loss of Use Coverage

What It Covers: If your home is uninhabitable after a fire, ALE or "loss of use" coverage helps pay for temporary housing, meals, and other additional living costs while repairs are made.

Coverage Limit: ALE is typically covered up to a certain percentage of the dwelling coverage limit and continues until your home is livable again, with specific limits on duration and cost.

4. Liability Coverage

What It Covers: Liability coverage helps if the fire damages neighboring properties or if someone is injured on your property. It can help cover medical expenses, legal fees, and repair costs for damage outside your home.

Coverage Limit: Liability limits vary, and you can often increase this coverage for additional protection.

5. Exclusions and Limitations

Intentional Acts: Fires caused intentionally, such as arson by the homeowner, are not covered.

Neglect or Vacancy: If a home was vacant for an extended period (usually 30+ days) and not protected, fire damage coverage may be limited or excluded.

Wildfires: While many standard policies cover wildfire damage, homeowners in high-risk areas may need to purchase additional fire insurance or wildfire-specific coverage, depending on insurer requirements.

Homeowners insurance typically covers fire damage to the home structure, personal belongings, temporary living expenses, and liability. Some exclusions apply, especially for intentional acts or long-term vacancy, but standard policies generally include robust fire protection, with additional options available in high-risk areas.

Call ServiceMaster Professional Services once the fire is extinguished to mitigate the damage and get your home or building in Willmar, MN back to its original condition. Contact us online or call us 24 hours a day at (320) 348-7792 to respond to fire damage emergencies in Willmar, MN.